~hitam putih kehidupan~

things that i never will be able to tell face to face to a single soul, yes, i am a coward, unable to express myself, so?

I am Screwed!!!

Posted by Lavender

I took a look at my 2010 financial planning, things does not look good, I was spending way more than I earned and now committed to more things that I could pay for.

So I forecasted my monthly spending up to Dec 2010, by June I'll be deprived of relocation allowance that is total of RM2700. So my June paycheck would be 2000 short whereas I could only cut down the expense of RM1000.

Plus I still have mountains of CC debt to be paid off. I also still have PTPTN debt, not to mentioned my house renovation work have to put on hold. This is all after accounting that I have no savings at all!!

The only one that I have is the Unit Trust money with CIMB, which is good as I don't see it anywhere. Am glad that I made the decision much earlier.. ..

All in all, I am badly screwed. I make it a point to pay off as much debt as I can for this year. My cash flow is below the poverty line. I have to make this works!!!

What you'll find here

Space to vent and to let out things that I can never share with any living things (human). I am not an animal person, so cat will not help ;p.

Personal experience and hopes, wishes and gratitudes and always reality that bites hard will be pen down and shared with anyone who cares to read.

Lavender is....

My photo
born Muslim and trying hard to live like one as well. overweight physically and have been trying since forever to loose weigtht. loner and eventhough with a group of friends, will not say much unless asked. never been the centre of attention (apart from my figure that really stoods out!!) never been in serious relationship before due to the fact that I am not pretty and fat and not friendly. having said that a really good fren and damn good supporter.

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